Invest in UK property without a big deposit? Yes, you can!

You may think that you need to save up for ages to save up a deposit to buy a property in the UK but there is another way. There is no need to wait until you have saved 30-35% before you buy.

This is for direct ownership and makies it easy for you to get on the property ladder.

Secure the purchase price now, but pay the deposit of 30% over a period of 18 to 30 months, before you arrange a mortgage to finance the balance.

No need to wait and you can buy an investment property at today’s prices, not at an increased rate in a few years’ time.

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Interest rates, inflation & UK mortgages – some facts

I know a few people are worrying about mortgage interest rates and are hesitating buying property because of that so let’s put the increases it in perspective. There are loads of complex and jargon-heavy articles in the financial press but we’re busy this time of year so this is a simple guide to what has been happening and why it’s not as bad as it may look.

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UK Property Investment – 10 reasons why it makes sense

UK property has a great deal of potential as an investment and it is easier to get into than you might think, with lower starting prices and plenty of benefits.

Read on to find out why UK property could be good for you.

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How to invest in UK property without stress

In an uncertain world, it is understandable that we have seen an increase in interest in investing in property. It is human nature to want to put your money into something that you can see and touch.

Property markets are not equal and the legalities and potential for growth and/or income vary hugely but Europe still presents many opportunities for long-term investment and yield.

Surveys have shown that many expats are keen to invest in property in their home country either as they consider it a more secure place than where they are currently living, or as a potential base should they need to move back.

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New personal laws in the UAE but what do they really mean for you?

I am sure most people have seen the articles about some significant legislative changes in the UAE with changes to the penal code and personal status laws and these are very positive in all respects. In this article, I want to explain what this actually means in relation to the financial issues, as headlines are not always quite what they seem and there are subjects that still need to be considered and addressed by expats, especially in terms of the distribution of assets in death.

Let’s address the various points in turn.

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Looking for property investment with high yield? In London?

Yes, such a thing is available and it is something very different to the usual apartments on offer. I have a new investment for clients with yields of over 10% per annum.

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An expat’s guide to buying property in the UK

No matter what is happening in the rest of the world, interest in the UK housing market remains strong with many people looking to buy a property as part of their portfolio of investments, or as a future home.

For expats, it is harder to obtain a UK mortgage but I work with an excellent mortgage broker with the largest panel of lenders of any broker working with GCC clients

This article is a guide to what you need to know when buying property in the UK and there will shortly be two companion pieces, one about buying in Dubai and another about the tax issues to bear in mind in respect of UK property ownership.

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