As the end of 2013 rapidly approaches, we can look back at yet another year of highs and lows, both in terms of world events and finances. We have seen continued volatility in equity markets, but the major global stock market indices appear to be ending the year significantly higher than a year ago. We are far from out of the woods, financially speaking, but there is still potential for growth for the smart investor.

I am now taking a break until January and wish everyone a very Happy Christmas and a healthy and prosperous New Year.

Keren