Category Archives: Uncategorized

What has a financial adviser ever done for you?

Paraphrasing Monty Python, purely to get your attention, but it’s a valid question. I am in an industry that is frequently criticised in the UAE, often for good reason, but let me explain why using a qualified adviser (rather than … Continue reading

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Can you afford to survive a critical illness?

I have two simple questions for you. Could you and your family survive financially if you suffered a serious illness and were unable to work? Even if you could, would it decimate your savings and future plans? Being diagnosed with … Continue reading

Posted in Life Assurance, medical insurance, UAE Life, Uncategorized | Tagged , , , , , , , , , , , , , , , , , , , , | 2 Comments

Seasonal Spending – hints and tips for a happier Christmas & New Year

As we head rapidly towards the end of 2019 the prospect of Christmas and New Year is daunting for many due to the cost of the celebrations. With Christmas being as much a cultural as a religious event for most … Continue reading

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2019 – how is it going for you? A survey

We’re nearly half way through the year, (and isn’t it going fast?) so I’d like to take a look at how UAE residents are finding it so far from a personal financial perspective. I would therefore be grateful if you … Continue reading

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Ramadan in Dubai 2019 – a guide

This is not intended to be a definitive guide to the holy month, but is a simple overview and more importantly, a ‘what not to do’ for those who are not fully aware or are new to the UAE. Ramadan … Continue reading

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UK Stamp Duty to be even higher for non-residents?

Breaking news. It has been announced that the UK Government will shortly be issuing a new consultation document in which it will propose that the rate of Stamp Duty, the tax payable on purchase of a property, will increase further … Continue reading

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The 12 Days of Christmas – the cost of recreating it in the UAE

It’s the time of year for seasonal cheer and goodwill to all men so for a little fun I’ve put together something a little different. It can be tough to decide what to buy for your significant other, particularly when … Continue reading

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Tax information for British expats – the Personal Allowance

The UK has a progressive tax system and so the rate of tax payable increases as income increases. All UK residents have a Personal Allowance which means that the first part of their income is free from UK income tax.  For … Continue reading

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UAE Public holidays for 2018

These are the official dates of public holidays for the UAE for the coming year so you can make a note in your diary now and plan ahead. Actual days off work for both the public and private sector will … Continue reading

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Need to know: VAT in the UAE, what it means for individuals

We have known about the introduction of VAT on 1st January 2018 since early 2016 but the official guidance and final rules have not long been issued. There seems to be a fair amount of misunderstanding as to how it … Continue reading

Posted in General financial information, Tax & info, Uncategorized | Tagged , , , , , , , , , , , , , , | 2 Comments