This article has been updated so please see link for the latest version:
Are your investment funds in the dog house? | Financial Planning in the UAE (financialuae.me)
If you would like a chat about your investments and are interested in active future management, or have queries about any aspects of personal financial planning email me at keren@holbornassets.com
This article has been superceded so please see:
FinancialUAE – Why investing can be more than just money
For advice and assistance on the widest range of personal financial planning issues, to make an appointment, please contact me at keren@holbornassets.com and see other articles on this website for more useful information.
We have known about the introduction of VAT on 1st January 2018 since early 2016 but the official guidance and final rules have not long been issued. There seems to be a fair amount of misunderstanding as to how it will work, and who and what, will be affected so this article, is an overview of some of the facts.
Businesses should be taking professional advice on the topic, so I won’t be going into detail in here, as this article is designed as an overview for individuals only.
This article has been rewritten and fully updated so please refer to the lastest one, published on 31st July 2024.
Thank you
9th March 2017 saw the final UK Spring Budget as the announcements now move to the Autumn. As ever there were a number of measures that will affect expats, including a surprise regarding pensions. This article is a brief overview of some of the main points with particular reference to any changes that have relevance to those living outside of the UK.
We all have certain beliefs and behaviours that guide us in our choices in life, whether that is in respect of the food we eat, how we live, the way in which we work or bring up children, our political views etc, so it stands to reason that these personality traits cross over to our financial identities.
Although the financial services industry tends to pigeon hole people into various categories such as balanced investors, retirees, young married, cautious types and more, I believe that there is a whole other set of identities that relate to how we run our financial lives.
You may have heard people claim that they are a ‘spendthrift’ or that they are ‘saver’ but I think it is a little more complex. In reality we rarely have such black and white styles of money management.
There have been a number of studies with authors listing up to 20 different personality types but I have narrowed it down to seven which I think cover most of us.
The rules regarding entitlement to the UK State Pension have just changed so if you are not fully aware of the changes, and how they might affect you, and studies show that few people are, you need to read on.
Many of us make New Year resolutions, but how many of those are about our finances? Making sure you are financially fit is as important as vowing to visit the gym regularly but once you’ve taken the initial steps is less time-consuming and you can do most of it whilst sat comfortably on your sofa. A bonus for many of us!
We all have to spend money but can you do it more smartly? Invariably we could all spend less and save more and a little focus rarely goes amiss. With that in mind here’s a list of 10 steps you can take to get yourself financially fitter in 2016.
As with anything there are myths, stories and old wives tales in respect of financial issues but what are they and what is the reality?
In this article I cover several of the common myths and explain the reality of the situation.
As there are always questions about these issues, a colleague and I will be running two seminars on the topic of Financial Planning for Women.
Monday 9th February, 10am, Jumeirah Islands Club
Tuesday 10th February, 7pm, Holborn office, Tecom
Despite the title this isn’t just for women although the topics we will be covering will include: