UK Pensions and Inheritance Tax: What Brits in the UAE and GCC Need to Know Before April 2027

If you are a British expat living in the UAE, Saudi Arabia, or elsewhere in the GCC, and you assumed your UK pension would pass to your family tax-free it’s time to revisit that assumption.

From 6th April 2027, the rules will change significantly, and combined with reforms already in force since April 2025, the UK’s inheritance tax (IHT) net now reaches further into expat life than it has previously.

Here’s what’s changing, who it affects, and – crucially – what to do about it now. Continue reading