What if it does happen to you?

Imagine receiving news that can totally change your life in an instant.

No one knows what is around the corner. No one knows what will go wrong in their life, when illness will hit, when a breadwinner will die.

You can’t know what will go wrong but you can plan for it. You can be prepared for when life takes a wrong turn.

In the past three months alone, I have some across two cases where a parent has become very, very seriously ill. Both in their 40s. Too ill to work, probably not for many years, if they even survive. They have young children.

Now both families are in trouble as they have expenses and no, or significantly reduced, income. The last thing they need is money problems on top of everything else.

You do not want to be in this situation. And you don’t need to be if you take steps now.

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Beware banking fraud. How to beat the scammers.

The sad reality is that there are large number of scammers who are working hard to hack your accounts, obtain your information, and take your money. Far too many are successful but you can take some smart, and logical, steps to reduce your risk of falling prey to a scammer.

Fraudsters are organised and clever and will often choose their targets using information that you have posted or shared online. Some can even see spending habits so will target based on that. They can go to extraordinary lengths to try and convince you they are genuine so we all need to stay one step ahead.

These days, our lives are online and, in our smartphones, so we need to take steps to protect ourselves.

We need to take steps so we don’t become a victim.

In this article I want to give you some useful tips to keep your banking secure and on to avoid the most common financial scams.

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New Year, new financial you? 10 tips for getting on track in 2024

Whether or not you make formal resolutions at the start of a year, I am willing to bet that you have certain hopes when it comes to your financial situation.

You may dream of retiring at age 55. Perhaps you want to buy a holiday home or an investment property? Do you want to take a year off to travel the world? Maybe you know you need to put a few things in place to get properly organised?

You need to take action to turn these hopes into reality.

Invariably we could all do a little better and a little focus rarely goes amiss. With that in mind here’s a list of 10 steps you can take to get yourself financially fitter in 2024.

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Want to be a global citizen? Want the freedom to live wherever you choose?

Citizenship- or residency-by- investment could be the answer.

As the world, and where we can choose to live, is affected by events and economics, many people are considering alternative citizenship and places to live. The recent pandemic, wars, economic factors – all have affected how we see our futures. And where we want to live and retire.

It is not as easy as simply deciding you want to live in a certain country as obtaining residency and visas can be complex. The choices about where to live and work are restricted for most people and few nationalities have real freedom of movement.

Holding passports from certain countries is extremely limiting so you may like the option of obtaining better travel documents.

If you have passports from countries such as Pakistan, India, Lebanon, Egypt, and many other African countries to name just a few, you will know how difficult it can be to travel or live elsewhere.

People from developed countries would also often like the opportunity to live and work in other countries without restrictions.

The good news is that there are options where you can obtain both the right to live and work, as well as a citizenship.

We can offer a range of residency- and citizen-by-investment programmes which will give you the desired economic freedom and choice of where to live.

Info updated March 2025

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A short story about protecting your family…

Your family is important. Your children are important. When you have dependents and loved ones, you want to make sure that they will be financially okay, no matter what happens.

Have a watch of this short clip to understand why you need to have life insurance.

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