What if it does happen to you?

Imagine receiving news that can totally change your life in an instant.

No one knows what is around the corner. No one knows what will go wrong in their life, when illness will hit, when a breadwinner will die.

You can’t know what will go wrong but you can plan for it. You can be prepared for when life takes a wrong turn.

In the past three months alone, I have some across two cases where a parent has become very, very seriously ill. Both in their 40s. Too ill to work, probably not for many years, if they even survive. They have young children.

Now both families are in trouble as they have expenses and no, or significantly reduced, income. The last thing they need is money problems on top of everything else.

You do not want to be in this situation. And you don’t need to be if you take steps now.

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15 reasons why you need a will

Arranging suitable wills is an important part of financial planning and one that is too often overlooked or not addressed as it seems complicated – but can be much easier to organise than you might think.

Wills are important and if you don’t have one this is something you need to address.

Here are 15 reasons why you need a will:

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Golden visas & second passports – making borders a thing of the past

Not everyone is lucky enough to have a passport that allows them to travel around the world with minimum hassle and without having to apply to a visa wherever they go. If you don’t have that privilege, did you know that there are options for you?

Citizenship and residency by investment is available for many countries and I can assist you in obtaining global mobility, and ultimately a second passport, for a more secure and beneficial future.

If obtaining a second passport, that gives visa-free entry to 186 countries to you and your family, that allows you to live and work where you want, is of interest read on…

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10 tips for dealing with debt in the UAE

It is sadly all too common for people to get into debt whilst living in the UAE, for multiple reasons, so this article is designed to give you the steps to work through to deal with any debt problems you may have.

It is really important that this is dealt with as non-payment of monies owed is a criminal issue under UAE law and can lead to serious consequences.

These are the steps you need to take to get back in control and to deal with the banks.

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Need to know: Your financial priorities

Many of us muddle through our financial lives, not focusing on what matters the most, so this article is designed to help you sort out your financial priorities.

You have probably thought that there are some issues you need to address but it is common to be stuck in limbo, not quite sure what to tackle first, or a to have a vague to-do list but are unsure where to start.

I am often asked what are the most important topics to focus on so this is a guide to what you may need to look at if you haven’t reviewed your personal finances before, or haven’t done so for some time. What should you do now and what is most important?

All too frequently I see people who have been sold long-term savings plans without having been given the right advice to address more immediate issues. The most important consideration is to focus on what could go wrong tomorrow and then to take steps to protect you and your family. This doesn’t have to be expensive but this is what proper, ethical, financial planning is all about.

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UAE Public holidays for 2018

These are the official dates of public holidays for the UAE for the coming year so you can make a note in your diary now and plan ahead. Actual days off work for both the public and private sector will vary but these are the dates announced by the UAE Government so far.

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