Category Archives: Investment

Golden visas & second passports – making borders a thing of the past

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Not everyone is lucky enough to have a passport that allows them to travel around the world with minimum hassle and without having to apply to a visa wherever they go. If you don’t have that privilege, did you know that there are options for you?

Citizenship and residency by investment is available for many countries and I can assist you in obtaining global mobility, and ultimately a second passport, for a more secure and beneficial future.

If obtaining a second passport, that gives visa-free entry to 186 countries to you and your family, that allows you to live and work where you want, is of interest read on…

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Are your investment funds in the dog house?

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It is estimated that in the UK alone more than £8 billion is languishing in under-performing investment funds. Add all the money in offshore funds and other jurisdictions and the number is worryingly large.

These poorly performing funds, known as dogs, can be found in all sectors but action can be taken. If your money is stuck in the dog house you can do something about it.

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Higher education costs – the facts & how you can plan

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The days of most expats having their children’s school fees paid for them are gone and even if you have an education allowance as part of your salary package it will stop on finishing secondary school. If they then want to go on to tertiary education, whether that is university, college, or vocational study someone has to pay and the burden is likely to fall on to parents.

Have you thought about how much may be required, or how to fund the additional study that you children may want, or indeed may need, in order to do what they want in life and be successful?

Statistics show that over their working life someone with a bachelor’s degree in the USA will earn, on average, almost twice as much as workers with a high school diploma. Source: US Census Bureau

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Why investing can be more than just money

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For a significant number of investors, investing in shares and funds can feel like a dance with the devil as they have to compromise personal values to achieve a return. With the growing awareness of the environmental impact of modern life, interest in ethical and environmental funds is increasing, and you can get a good return on your investment without troubling your conscience.

There has been a substantial increase in interest in this area, and accompanying press coverage, in the past year but there has also been a lot of ‘jumping on a band wagon’ and there is more to this kind of investing than picking a fund with a name that seems to fit.

In this article I aim to give you an overview of what these funds are, why cryptocurrencies do not fit in this sector, and how you can invest and feel good about it.

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The future of investing is… flexible

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We all know that we need to invest our money to make it grow but the options for expats in the UAE have been a little limited, until recently.  Following changes in legislation, I am now delighted to offer fully flexible investment options, with negligible penalties, and a very wide range of fund options.

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What has a financial adviser ever done for you?

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Paraphrasing Monty Python, purely to get your attention, but it’s a valid question. I am in an industry that is frequently criticised in the UAE, often for good reason, but let me explain why using a qualified adviser (rather than a salesperson pretending to be an adviser) is a good thing and how you can benefit.

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Looking for property investment with high yield? In London?

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Yes, such a thing is available and it is something very different to the usual apartments on offer. I have a new investment for clients with yields of over 10% per annum.

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10 Steps for Smart Investing

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The financial services industry is full of jargon and sales messages so sometimes it can be difficult to separate fact from fiction, the reality from the adverts and the sales pitches. With that in mind, I have put together a simple guide to 10 practical and logical steps you need to follow when investing.

It is too easy to sidetracked from planning your future, our lives are busy after all,  but it rarely needs to be as complicated as some might make out. My role is to make this simpler, and better, for you.  Continue reading →

A flight to bricks & mortar? Options to invest in UK & European property

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In an uncertain world, it is understandable that we have seen an increase in property as an investment class. People have always liked investments that they fully understand, or can see and touch. Property markets are not equal and the legalities and potential for growth and/or income vary hugely but Europe still presents many opportunities for long-term investment and yield.

Recent surveys have shown that many expats are keen to invest in property in their home country either as they consider it a more secure place than where they are currently living or as a potential base should they need to move back.

The recent upheavals in work, schooling, lifestyle and more has made many reflect on the lives that they want to lead, and to consider future plans. Initially, I saw an uplift in enquiries for wills and life cover, and while these are still popular, I am now being contacted by people about property investment in the UK and Germany. Fortunately, I can assist with both and you can invest without leaving home.

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Coronavirus and your investments – part 2

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I published an article on this topic on 4th March but with the ongoing situation and further stock markets falls, it is time for another.

With worries and panic across the world in respect of both health and all the knock-on economic issues, we have seen substantial falls in all stock markets so many people are asking what they should do regarding their investments. The falls have been more than anyone expected as the current situation in regard to COVID-19 are simply unprecedented. As before, my general advice is not to sell now, not least as you would simply be crystallising a loss. My clients are all diversified and have suitable risk profiles, in line with their preferences, although I understand if some want to reduce the risk levels a little. Please read on to find out more about what is happening, why, and what we can expect.

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